
Market update
Santa Monica Monthly – October 2025
REGINA VANNICOLA
310.625.2061

Mortgage Rates Ease, But Remain Steady
As of October 7, 2025, the average 30-year fixed mortgage rate in California is 6.40%, while the 15-year fixed rate stands at 5.71%.
After reaching nearly 8% in late 2023, mortgage rates across California and the rest of the country have gradually eased. The decline, however, has been slower than many homebuyers anticipated. Recent months have seen further dips in response to ongoing economic uncertainty. Most analysts predict rates will remain between 6% and 7% through the remainder of the year, likely settling around 6.5% as 2025 comes to a close.
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Food Obsession of the Month

Cowboy Potato Skins
This fall, potato skins are getting a Southwestern twist. Already a game-day favourite, these crispy, cheesy bites get even better with hearty chili and a kick of pickled jalapeños, making them the first snack to vanish before halftime.
Source: Delish
Local Happenings
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Halloween Hop
OCTOBER 31ST, 2025 | 2:00 - 5:00 PM | 1333 MONTANA AVE, SANTA MONICA, CA 90403
Join us for a spooktacular Halloween event! Enter the adult costume contest for a chance to win a $500 donation to your chosen charity, enjoy plenty of candy, & give back to the community!

regina Vannicola
REALTOR®
310.625.2061
REGINA@REGINAVANNICOLA.COM
DRE 01389034
COMPASS · DRE 01991628
1333 Montana Avenue
Santa Monica, CA 90403
